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CosmicSchnoodle t1_ivb5axk wrote

how do you explain this to your insurance company?


ritaPitaMeterMaid t1_ivd1vyh wrote

You don't. Most insurance is void if damage occurred during criminal activity.


CosmicSchnoodle t1_ivdcsnc wrote

so if a drunk driver plows into a crowd they don't have coverage?


SFHalfling t1_ivegjwr wrote

Generally third party is still covered but damages to the insured themselves are not.

Usual disclaimer that this depends on where you live and where the damage happens.


ritaPitaMeterMaid t1_ivdd2vc wrote

I’m actually not sure. I was thinking more about it from the perspective of causing damage in the process of intentionally committing a crime, like robbery