Meh, she'll get by. But being in your late 30s and still paying student loans sucks.

You keep saying PSLF as if it's some great solution, but I'm giving you an example of why professionals don't want to go through the shit required to get PSLF.

You just don't want to hear it. Fine, but then suck it the fuck up when you wonder why you can't get a doctors appointment or anyone to represent you in court.

LOL, who do you think is losing here? The professionals will be fine. You'll be left crying you can't get their service for free and facing the consequences.

What makes you think it's OK to basically scam the few intelligent, hard working people that are giving up more money to work for underserved communities like you want, by fucking them over? And could you maybe imagine some longer term consequences of PSLF getting this reputation, maybe on future professionals deciding whether to pursue it?

going to med school can cost like a million dollars. the payments on that can make $300k look like $40k.