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landmanpgh t1_jaa8axv wrote

Yeah there's only upside to paying off your car faster. If you're making $1500/month and basically paying around $900/month between your car payment, CC, and insurance/gas, there's no real downside to paying it off faster. Even a couple hundred a month extra will make a huge difference. Presumably, you have a safety net with your parents and don't need to worry about rent/food/etc., at least right now.

The other thing you can do, of course, is try to find something that gives you more hours or pays a little better.

Cool car.

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bilferjoij OP t1_jaaa4xe wrote

Thanks, and should I just pay the extra payment that would be my credit card usage towards it then?

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landmanpgh t1_jaac4jr wrote

Sure, anything you can do to pay it down faster.

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