TwstdSista t1_ja2cuw6 wrote on February 26, 2023 at 9:05 AM

If this is in an IRA, then the Zero funds are great options (I invest in them myself). If this is a taxable account, then you'll want a tax efficient and low cost ETF that is not "substantially identical" to what you hold in IRAs so as to avoid wash sales. Good options are: VTI/VOO, ITOT/IVV and SCHB/SCHX are all good options.

TheBigFish2004 OP t1_ja32dvz wrote on February 26, 2023 at 2:06 PM

Good points…. This is going to start as a taxable account so o will start with ETFs…. I do also want to look into a fund for my IRA too which I have through Vanguard so I assume I would just use Vanguards index or mutual fund.