>you should have waited 6 months if you’re so confident in this prediction of yours.

I'm not predicting anything. I want to build a portfolio wherein I don't lose overall. Please read the post again and my other comments. I can handle the fluctuation over next 6 months. I don't want to just "handle it" though. I want to protect my assets.

I'm certainly intending to stay long term, so like you said I should come out ok in the end. I'm trying to do even better than that. Thank you for your input!