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HauntingHarmonie t1_jaennc2 wrote

Reply to comment by SpiritualCatch6757 in Married in June of 2022: Do I file taxes as a single person or joint with my wife? by Existing_Ad_5591

Important caveat: if you are on income-based student loan repayments and your income will be higher combined, you might consider filing separately.

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iEngineer9 t1_jaesvom wrote

This comes as a surprise to a lot. In some cases, such as the Revised Pay As You Earn (REPAYE) payment plan, it doesn’t matter if you file separately or jointly, they still add up all household income.

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magikatdazoo t1_jaezrui wrote

Student Loan Repayment Plans definitely overdue for reform. Not the topic of this thread, just that folks need to read all the microscopic print carefully with them.

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HauntingHarmonie t1_jaet1w4 wrote

Yup... my husband had to sign my forms and he's not even from the US!

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TenarAK t1_jaewrhq wrote

Same. I am required to go through and sign my husband’s forms and he has to report our household income. The real PIA is that they don’t take into account the child and her childcare.

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magikatdazoo t1_jaf04uy wrote

Right it may make sense for OP to file "married filing separately," but the option is that or "married filing jointly." Do the math, just don't try and do "Single" unless want Uncle Sammy pounding your ass with his IRS boots

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