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KReddit934 t1_jaa4o6j wrote

Not any kind of expert, but generally.... beneficiaries on IRA accounts are *separate* from the will. So any arrangements you made about the will would likely not to affect the distribution of the IRA. At least that is my understanding.

(The corollary to that is that a beneficiary of an IRA doesn't even need to be listed in the will and does not need to wait for probate in order to collect their money.)

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