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lmMasturbating t1_jab7tvr wrote

Reply to comment by nothlit in If I didnt realize any gains or losses in my HSA, do I need to put anything in my California tax returns? by [deleted]

Right now its all VITSX but I now think I may have rebalanced my portfolio in 2022.. So I may have some realized gains or losses then? Optum bank doesnt provide me any tax docs besides the federally mandated one..

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Rave-Unicorn-Votive t1_jab9lo4 wrote

If you rebalanced you almost definitely realized something. No HSA admins provide tax docs for CA/NJ residents, you need to track everything on your own. That's why you should either invest simply (ie. pick one fund and stick with it, no rebalancing) or tax-efficiently (tax-free investments or funds with minimal dividends/distributions).

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lmMasturbating t1_jabahe3 wrote

How do I track dividends? I dont have them on any of my statements

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Rave-Unicorn-Votive t1_jabayff wrote

You have to dig in and look at the individual transactions. I'm not familiar with the Optum interface but I'd be surprised if your balance just spontaneously increases one day without any activity details.

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