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_Nuba_ t1_jae45a7 wrote

You are probably holding too much cash, you should follow the flow chart in the wiki here.

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MGK_1223 t1_jae5o2b wrote

You'd want to keep a portion in an emergency fund though. Size of that fund is up to you and based on your typical monthly expenses (general rule of thumb is emergency fund would last you ~3-6 months). Then can invest the rest.

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