This is just a new's blurb for those who don't bother reading any further or understanding any of the relevant details. First, all Hyundai and Kia vehicles after Nov. 1, 2021 (and some makes/models before this date) come standard with the anti-theft immobilizer, and thus any new vehicle OP might be considering won't be affected. Additionally, insurability is dependent largely on location, as well as carrier. "Uninsurable cars" made headlines because it is good clickbait, but even for the model years affected it was limited to a handful of areas (most with high vehicle-crime rates and higher insurance premiums to begin with) and/or specific carriers.