Submitted by mintjuulpodluvr2000 t3_11ej7zr in personalfinance
Singer2024 t1_jaege6i wrote
Reply to comment by mintjuulpodluvr2000 in 22 yr old credit questions and advice by mintjuulpodluvr2000
No, it won't. It's not like credit card debt where lowering utilization improves your score.
As time passes ( years, not months ) the impact of the delinquency gets less and less.
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