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mintjuulpodluvr2000 OP t1_jaeh7dq wrote

Reply to comment by dmcand3 in 22 yr old credit questions and advice by mintjuulpodluvr2000

Also to add , not as like more of an excuse or anything But my parents didn’t teach me literally anything regarding finances , so I’m really trying to figure everything out on my own

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dmcand3 t1_jaei3qv wrote

Dude, me too! It wasn’t until I was 29/30 until I realized how fucked I was with money. But I quickly got it in check and moved forward. Personally, I followed the Dave Ramsey program to the absolute T for getting out of debt and I utilize some other advice for investing, although Ramsey’s will work for most people.

This sub will throw you for a loop wanting you to go into more debt and get more credit cards for “points”. Just be careful.

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