Viewing a single comment thread. View all comments

TyrconnellFL t1_ja97g9a wrote

The better option is to go over your budget and find more money to throw at the cards until the debt is gone. One more transfer can buy time but you need to use the time well.

If you absolutely have to stop contributing to 401k to pay this, that’s an option, but seriously figure out your money situation. Even in SF >100k should let you pay off your debts, and 1k per month should still mean it’s gone in under two years even if you do nothing else.

6

Finally_ OP t1_ja9by9r wrote

I would really like to avoid stopping my 401 contribution. But yes I agree it's an option at the end if I don't want the addtl stress.

And yes, currently plan is throwing the 1k/mo at this until it goes down. I am also actively looking at cutting more to throw at the CCs. Bettering myself is an active process...

−3