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lucky_ducker t1_ja8j4yb wrote

Not a robo-advisor, which will tend to put you in a complex mix of investments that churn and throw off taxable distributions.

A brokerage account money market fund is a fine place to hold an emergency fund. Otherwise, a broad market stock index ETF is usually the best choice for long term investing.

In my experience holding individual stocks often results in me "messing with" my investments too much, usually to my detriment.

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