You may find these links helpful:

• Student Loans
• Student Debt Relief Megathread
• "How to handle $"
• Debt

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Depends on the Interest Rate of the Loans.

Yes, if they are high or medium interest loans.

Follow the flowchart.

My generic advice:

https://i.imgur.com/lSoUQr2.png

Here is the flowchart from the r/personalfinance subreddit’s Prime Directive. If you follow that, you will be ahead of almost all of your peers.

Stop by the sidebar to see the Common Topics, which include basic money handling and investing.

You don’t need to talk to anyone or buy some random book to do this. You have all the tools right here.

I love the flowchart! Here's the wiki page with more context and information.

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Here's a link to the PF Wiki for helpful guides and information.

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I have 9 total loans they interest varies between 3-5% depending on the loan.

Thanks I will check it out.

>What is the best approach for paying off my student loans.

Once the pause ends, pay off the highest rate debt first, while paying the minimum on all others.

So I shouldn’t make any payments before the pause ends?

God no, if they’re in deferment. Wait and see what happens first, save the cash now and then make payments once they start. Why spend money now if nobody’s asking for it, it’s not accruing interest, and there’s no penalty for not paying?

Edit to add that I am but a layperson with one student loan left in deferment and this is my approach. Ymmv

If I were in your shoes I'd read the FAQ here and read the flowchart.

It depends on the rate of the loans.

I would start budgeting every dollar so I know every dollar coming and going. Understand where the money is going (want vs need). Building that muscle while you are at home will be easier and helpful for when life get more complicated when you're out on your own.

Here's a link to the PF Wiki for helpful guides and information.

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Why pay something today, when it costs you nothing to wait?

Just make sure you have the money when the time comes.

My line of thinking is since interest isn’t growing right now it’s best to pay it down as much as possible right now before payments restart so it’s less in the long run.

Why not keep it in a high yield savings account, earn a little interest, then pay the debt down once actually required?

I think I might do that I’m going to look for some savings accounts with high aprs.