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SpiritualCatch6757 t1_ja9xdc3 wrote

The logical steps for me is:

401k match Max HSA Max Roth IRA Max 401k Max Mega Backdoor Roth IRA

Real estate isn't even in the picture.

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matto_2008 t1_ja9zqus wrote

This is exactly what I follow but no matter what I read I cannot figure out the mega back door….

Having a 90k salary there isn’t a ton to spare after maxing 401k, Roth IRA and HSA though.

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AdditionalAttorney t1_jaag7z3 wrote

Does your company offer a mega back door?

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matto_2008 t1_jaazfoz wrote

I’m not actually sure how to ask or how to tell?

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AdditionalAttorney t1_jab25d1 wrote

“Hi do we have access to an after tax 401k, sometimes called the mega back door Roth?”

But is that the step you’re on based on the flow chart?

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