I thought I was doing a good job tracking my money spending but after a couple months of asking "where tf is my money going" repeatedly, I've started collecting receipts.

As far as splitting paychecks between multiple accounts, that hasn't been going well- not enough put into one account to pay 'x' bill, not enough in the other account to cover that bill plus other bills, etc., so I think having a checking and a savings at one bank would be helpful. No more transferring from one bank to another and waiting 5 days for it to arrive. That's made me late on a payment twice now.

As far as budgeting, it's difficult when my second job doesn't bring in the same amount each week, and since I choose my schedule day-of working, and each order pays a different amount, there isn't a way to plan that out. Although, I could set a budget as though I only have one job. That might make saving easier, too. Any extra from the second job could go straight to savings since I wouldn't be relying on it for bills.

Thanks for the comment, it's got me thinking about things I hadn't before (: