nkyguy1988 t1_jab812q wrote on February 28, 2023 at 4:16 AM

In 2, are you paying interest on that? How do the rates compare?

Only do 1, or possibly 2 depending on above.

OneEyedFox OP t1_jabavig wrote on February 28, 2023 at 4:42 AM

17ish percent, so if I threw it at some 22% cards (rates have been getting wild lately) there could be some savings to offset the interest for a couple months.

nkyguy1988 t1_jabb9b3 wrote on February 28, 2023 at 4:45 AM

It would save you some interest. I would still it off early as if it were a credit card though.

OneEyedFox OP t1_jabbf8c wrote on February 28, 2023 at 4:47 AM

100% I have the cash to pay them off either way. Check I needed clears tomorrow ($30k)

nkyguy1988 t1_jabbrpl wrote on February 28, 2023 at 4:50 AM

If you have the cash just pay them off and forget the loan.