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93195 t1_ja5jgix wrote

Nobody other than a lender can tell you an exact rate. Download the Experian app, and check your FICO 8 credit score there. Unclear if anything you’ve already checked is meaningful or not. That one is.

Regardless, your approval chances (and rate if you are approved) aren’t only about credit score, it’s also about income, debt to income ratio, your length of credit history and the specifics of the loan (length, age of vehicle, etc).

Bottom line - Pre-apply with your bank or credit union and find out. No one here can say.

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