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np20412 t1_ja9ybyi wrote

Reply to comment by jerry_farmer in First timer car financing, did I get scammed? by jerry_farmer

Did you not read everything you signed before you signed it? I guarantee you had to sign the bill of sale before the purchase was completed. That document would have outlined all costs.

If nothing else you learned a lesson that you cannot EVER sign anything before you've read everything you are agreeing to.

If it's tied up in "accessories" like paint protection and anti-theft, rust-proofing, etc. then you aren't going to get anything back from the dealer on those.

If they've tacked on warranties (anything listed as warranty or service contract, wheel & tire, extended warranty, etc.), those are cancellable usually for a refund. The refund won't be processed back to you directly but it will be tacked on as a one-time payment to the end of the loan thereby reducing the total amount you will pay. Your monthly payment won't change but you will pay the loan off faster as a result of the lower total finance amount.

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jerry_farmer OP t1_ja9yojj wrote

Yes on a tablet where the dealer just show you the case where to sign, seller told us the amount of 49k$ for me it was ok so we signed. I come from a country where there are no scam like that from a dealership otherwise it would be in jail since long time, so I trusted them…

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UsidoreTheLightBlue t1_jaa50x0 wrote

If you really feel like you were scammed and it went down like you said I’d attempt to argue with the dealership to get these things removed.

Odds are they won’t, but you can try.

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