New-IncognitoWindow t1_jabfwrg wrote on February 28, 2023 at 5:32 AM

This isn’t going to be popular but don’t pay it. It will eventually go to collections and you’ll be able to settle for much less.

myopinionnoconseq OP t1_jabiple wrote on February 28, 2023 at 6:02 AM

what do you mean by settle? are you able to negotiate with collections agencies? how will that impact my credit score? thank you for your response.

Virdel t1_jabore8 wrote on February 28, 2023 at 7:15 AM

It will bomb your credit score, but you basically have no job and no great prospect of paying this debt, I think this likely makes the most sense. This will almost certainly bar you from this university in the future though.

New-IncognitoWindow t1_jabjk13 wrote on February 28, 2023 at 6:12 AM

Yes and it will definitely hurt your score but if you’re already broke it may not matter.