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drw5 t1_ja5etib wrote

Did you consider a money market mutual fund - higher yields than most HYSA are possible with equivalent security.

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unimpressedgenz OP t1_ja658kr wrote

Yes, I've looked at those as well! I was concerned that they may make it harder to move money- like if I need the money for a down payment.

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drw5 t1_ja6602x wrote

If you have something like a Fidelity brokerage account, their Government MMF provides daily liquidity.

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