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J_Pizzle t1_jad4kda wrote

Reply to comment by satansayssurfsup in Should I disconnect my parents from my Bank Account by Economy_Example_4289

This was my thought. If OP wants to keep helping her parents she could keep the account small and have that be an allowance for her parents. But in no way should they have access to any money she isn't willing to lose.

Them taking money before asking is definitely an issue. Even if she was going to say yes they're too comfortable with just taking money from her. If they aren't poor but aren't well off, they can probably work on their own budgeting to not need the allowance. They're so used to OP providing for them that they're dependent on her for the extra income, and the guilt tripping makes it even more of a requirement to restrict their access.

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satansayssurfsup t1_jad59y2 wrote

Also OPs parents need to figure out their own finances. It’s not their kids responsibility to fill in the gaps when they overspend.

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warrior_poet95834 t1_jad7y13 wrote

This answer. Simply open another account for your personal use and keep a couple hundred dollars in this account. I would also introduce your parents to the idea that they are borrowing this money rather than you gifting it to them. Let them use it until they can pay it back and not use it again until they do.

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