No it doesn't make financial sense to buy a new vehicle when you need $2000 worth of normal maintenance and repairs on a 7 year old vehicle that you drive only 2k miles a year. You barely drive at all. All cars are going to need maintenance, and bad tires is likely the cause of the vibrations. There is no reason you need to be visiting a dealer for any of this other than recalls or warranty work.

Most likely, the value of the car has already factored in the problems that it may or may not have, but step one is figuring out what it's actually worth.

You give us no idea of your financial status other than your credit score is good and that's an important part of can I afford a new car. I also don't understand why you would be considering a Kia if you had issues with Hyundai, they are the same parent company and share many components. The Toyota and Honda seem like much more reliable choices.

I doubt you would see any real savings from a hybrid with the very few miles you drive, and highway speeds. Any savings you did see would surely be eaten up in internet, increased insurance and registration costs from the new car.

Remember for tax credits you have to earn enough to take advantage of them too. Pretty sure Toyota is out of their allocated credits too https://electrek.co/2023/02/03/which-electric-vehicles-still-qualify-for-us-federal-tax-credit/