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txninnj t1_jadcr16 wrote

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Nickyweg t1_jadcxxe wrote

Using Marcus for T Bill ladders. Ally limits withdraws from savings while Marcus doesn’t. I leave a little excess in there as buffer that I’d like to still earn decent interest.

Ally is still my primary savings

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2008and1 t1_jadnyk5 wrote

Any trouble with this? I want to link my HYSA to treasury direct but concerned about the time delays in transfers (takes 3-4 bd to get funds from checking to hysa)

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Nickyweg t1_jadoqz3 wrote

No issues.

I treat Marcus as it’s own thing and don’t really transfer between it and my checking.

I have my own emergency fund at Ally if I need to transfer.

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