You're young. That's a substantial raise, and more importantly, it shows that you are on an upward trajectory.

Then, do it again in another year or two. (I'm assuming you are in some sort of tech as you are WFH). Early in your career, your salary can skyrocket in the first 5-7 years.

Maybe it impacts your work-life balance, but, maybe meeting people will improve your personal life! My coworkers from my second job out of school are still some of my closest friends, 20 years later.

When in doubt, take the money. ;)