Consider putting off the dental program for 6 months to year until you have all your debt paid off. Keep the FedEx job get the Lowe’s job and maybe another. Get everything paid off and money in the bank. Then start the program. With all debt cleared and money in the bank I think you could focus better And maybe get through the program faster

Learn to budget!

Be sure to thank your mom!!! And do more than your fair share of chores!!

Good luck!!!