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Rave-Unicorn-Votive t1_jegecp2 wrote on March 31, 2023 at 8:41 PM

Not enough info.

Income? Budget? Other savings? 401k balance? Have the causes of $30k CC debt been addressed?

In general, no, it's not a good idea unless you're reaching the "rationing insulin" point. OTOH, if your 401k balance is $875k then raiding $30k is still a bad idea, but a less bad one.