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FourWayFork t1_jeb3phy wrote

Look at your loan agreement. That should say whether the loan is due immediately on the death of the borrower or what the terms are.

(Personally, I'm not sure how legal it is, but if I had an interest rate that I like, I would "forget" to notify anyone and would just keep making payments.)

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onebeaner OP t1_jeb46h5 wrote

My fear is that it would be some kind of fraud, especially if there was an accident.

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FourWayFork t1_jeb58df wrote

You're not signing his name. As you said, he setup auto-pay. You're simply not touching something he did.

And what the bank (or, in this case, Kia's financial services) cares about more than anything is getting their money. If they call the loan, it's because they don't feel like they will get their money if you keep the car. But if they are getting their money, they won't care.

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onebeaner OP t1_jebai0w wrote

I just called Kia Finance and hopefully this won't be long and drawn out. You're right: they just want their money. I need to send them a copy of the death certificate,, and a written request to continue payments. The rep told me that the turn around is usually around 2 weeks. So, hopefully, one less thing to worry about.

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