Submitted by [deleted] t3_1233auf in personalfinance
Realistic-Produce-28 t1_jdt9iei wrote
Reply to comment by [deleted] in Preparing to buy our first home by [deleted]
Honestly, you should use what you have in savings to pay off the personal loan and credit card, then use what you would have paid towards those and pay off the car loan. Then replenish savings with the intention to be debt-free when you go to buy the house. Provided it’s the kind of savings you can take from without penalty.
At minimum, stop using credit cards.
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