Submitted by [deleted] t3_1233auf in personalfinance
[deleted] OP t1_jduf00n wrote
Reply to comment by autismspeaksdotcom in Preparing to buy our first home by [deleted]
[deleted]
Potential_Lock6945 t1_jdunxyf wrote
By you not paying off your credit card debt today and keeping $7000 in a savings account, you’re basically paying 26% apr (or whatever your credit card apr) for that. You should take $6,000 out and apply it to your credit card today and keep $1,000 in you’re emergency fund then start rebuilding your emergency fund.
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