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[deleted] OP t1_jdufjto wrote

[deleted]

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phuocsandiego t1_jdugo6m wrote

So why so coy about what you're holding? Spill the beans and let us poke holes in it.

The difference between you and me is that I don't even need an emergency fund. So you're either going to learn something from folks who have been there and done that. Or you'll be obstinate and you won't.

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