LuvIsMyReligion t1_je88lkv wrote on March 30, 2023 at 3:01 AM

Reply to comment by Hacimnosp in Are CDs the best place to keep money that I'll need this fall? by snowcal

"The rates are about the same as most 6 month CDs" where if you don't mind sharing?

[deleted] t1_je89cwo wrote on March 30, 2023 at 3:08 AM

[removed]

ElementPlanet t1_jeabq71 wrote on March 30, 2023 at 3:52 PM

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thefly21 t1_je8ckob wrote on March 30, 2023 at 3:36 AM

Discover bank 6 month cd - 3.4%. Online savings - 3.6%

Of course, a 12 month cd is 4.5%, but the savings account makes more sense at 3.6 than a 6 month cd at 3.4. Also, rates for online savings can change ( you aren’t locked into your rate). Lately rates have been going up - if you open an online savings at 3.6, there is a good chance the rate will increase while your money is in it over the next few months (the way rates are currently)