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HorizontalBob t1_je0ojbm wrote

Most "debt relief" is to tank your credit badly enough and not pay until the companies are willing to settle.

Have you looked at taking each portion and looking at how much it would take to pay off in 5 years? Can each of you afford that share?

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Serious_Square_9025 OP t1_je0pmj7 wrote

Yeah. I figured. If I could, I'd just file bankruptcy and start rebuilding myself.

I make $66k to $70k with 2 jobs. She's on contract right now for $130k, so technically speaking, she could pay it off in a year.

It'd be great if I could just push her portion on to her and be done with it.

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