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airportwaiting t1_je2zc6r wrote

Reply to comment by Flopcandy in [Beginner] In my location, my bank (PNC) has a savings account interest rate of 0.03%. Capital One is 3.4%. American Express is 3.75%. Is there any reason not to switch to one of those? by Flopcandy

Commented elsewhere, but would just like to add - I don’t think that list is accurate as the state I am in is listed as unavailable, but I have the 4%

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neuro_turtle t1_je340bd wrote

Did you open it when you lived in a different state? I also have this account and I was having serious problems figuring out the “rules” since what was listed on the website for my zipcode was not actually happening to my account. (I was being charged fees that weren’t listed for my zipcode.) Anyway, I had to call them to figure it out and they told me that it matters where you lived when you opened the account, not where you live now.

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airportwaiting t1_je350nm wrote

Weird - no I did not. If they’re giving you this much crap just go to Ally or capital one haha their loss

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neuro_turtle t1_je38on6 wrote

I actually called to close my account because I was ticked off, and that’s what caused them to explain. Apparently their Virtual Wallet account has different offerings based on how big PNC’s presence is. It’s a pretty stupid system and it definitely shouldn’t be that hard to find the information.

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