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DeluxeXL t1_jeen1d9 wrote

The fact that your paychecks are still not $0 means you haven't reached maximum withholding. Maximum withholding is 100% of your paycheck.

Also, you haven't mentioned

  • the amounts of your FIT withholding and your spouse's FIT withholding.
  • the amounts of your pretax deductions and your spouse's pretax deductions. (Pretax deductions are things like health insurance, FSA/HSA, and pretax 401k)

(Supply the amounts for 2022 if your question is focused on 2022)

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