houdinikush t1_je8mfzv wrote on March 30, 2023 at 5:16 AM

Reply to comment by New-Row7111 in Why are we encouraged to charge everything to a credit card but get penalized for high credit utilization? by New-Row7111

Go to your local bank branch and ask them for a credit limit increase. You might have to sit down with someone for a few minutes and “apply” for it and verify all your information. If you’re approved they will increase the limit to the request amount.

I just did this last week. Asked for a $600 increase and I was approved. I’ve had this card for over 5 years and I’ve had a couple missed payments over the years.