bury-me-in-books t1_jedpm92 wrote
Regarding your worry about qualifying for loans, you should be ok on that 700 or above range. When your score is there, they'll just be wanting to verify you've been employed for over a year or two at your current job, and that you're making enough to make the payments on whatever loan.
bury-me-in-books t1_jedpru1 wrote
Regarding help or advice, if you're worried about going over your 30% utilization ratio, you can pay onto the card ahead of time, but just don't carry a balance of extra money on your card. I have paid extra money on my card before in order to use it to pay something higher than the max limit of the card, so I know it will work.
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