bury-me-in-books t1_jedpru1 wrote on March 31, 2023 at 7:28 AM

Reply to comment by bury-me-in-books in Why are we encouraged to charge everything to a credit card but get penalized for high credit utilization? by New-Row7111

Regarding help or advice, if you're worried about going over your 30% utilization ratio, you can pay onto the card ahead of time, but just don't carry a balance of extra money on your card. I have paid extra money on my card before in order to use it to pay something higher than the max limit of the card, so I know it will work.