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CodeWubby t1_je9o73u wrote

It takes a few seconds to move money from a HYSA to a no penalty CD and you get a better rate. This is a no brainer.


whisky_in_your_water t1_jeadxvg wrote

Well, the money is locked up for a week, and AFAIK there's no autodraft for CDs, so there needs to be a little bit of consideration.

Also, you should probably open multiple CDs so you don't have to cash out everything if you just need a little bit of cash.


RollTideHTX t1_jeb8qvl wrote

True, but if you’re just starting out with HYSA probably good to start with just a general account.