Submitted by [deleted] t3_127y88o in personalfinance
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Submitted by [deleted] t3_127y88o in personalfinance
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You might be able to call them and ask to be removed. If that won't work, ask your dad to do it.
Which business card is this that is actually reporting? While a few do, most don't.
Edit: Typo
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>He’s probably using you to boost his credit
Then the plan isn't working. OP being the AU would do nothing for their father.
>Talk to a lawyer.
No need. AU is a very easy fix. A phone call to the lender should be all that's needed to remove it completely.
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Why are you assuming his isn't? High utilization on one card =/= bad credit
>From what I read I have my doubts, because your credit score is great and his -apparently- isn’t.
OP being added as AU won't help the father's score at all.
>If you signed something, check the contract.
AUs don't need to sign anything. Many lenders don't even take AUs to be of age where they legally could sign anything.
Call the card company to get yourself removed or just talk to your father.
"Hey dad, I noticed my credit dropped and when I inquired as to why it was brought to my attention that the high utilization on your business credit card is hurting my credit score now that its as high as it is. I appreciate you helping me get here but can you call and have me removed?"
[deleted] OP t1_jegd470 wrote
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