Comments

You must log in or register to comment.

Cruian t1_jegd9pl wrote

You might be able to call them and ask to be removed. If that won't work, ask your dad to do it.

Which business card is this that is actually reporting? While a few do, most don't.

Edit: Typo

1

Cruian t1_jegdhld wrote

Replying to [deleted] (#2,549,117)

>He’s probably using you to boost his credit

Then the plan isn't working. OP being the AU would do nothing for their father.

>Talk to a lawyer.

No need. AU is a very easy fix. A phone call to the lender should be all that's needed to remove it completely.

8

Cruian t1_jegejv9 wrote

Replying to [deleted] (#2,549,460)

>From what I read I have my doubts, because your credit score is great and his -apparently- isn’t.

OP being added as AU won't help the father's score at all.

>If you signed something, check the contract.

AUs don't need to sign anything. Many lenders don't even take AUs to be of age where they legally could sign anything.

1

retroPencil t1_jegerse wrote

Call the card company to get yourself removed or just talk to your father.

3

adtSacklunch t1_jeghq47 wrote

"Hey dad, I noticed my credit dropped and when I inquired as to why it was brought to my attention that the high utilization on your business credit card is hurting my credit score now that its as high as it is. I appreciate you helping me get here but can you call and have me removed?"

1