Thank you for this. I can keep working with my budget somehow, I just couldn't think of any other ways to do that. If I can find ways to decrease my medical bills that would be great.

They are "unexpected" because I plan for some procedures, and then I assume I'm done with office visits for a while, and then something comes up out of nowhere. It's been happening more often lately so my budget for medical expenses hasn't been enough to cover the "surprises".