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inlarry t1_jeflj7t wrote

>Collision coverage is available regardless of who's at fault

Yes, assuming OP carries that coverage.

>Deductible is due regardless of who's at fault too.

Only if OP uses their own policy to cover the repairs. There's no deductible if you use the at-fault party's policy.

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pbecotte t1_jefobr0 wrote

Op wouldn't have a deductible to pay if they didn't have collusion coverage

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