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_DigitalHunk_ t1_jefmqzn wrote

Reply to comment by inlarry in Is this normal after an accident? by Impossible-Cry-495

Agree. But they are super useful if the other party reports a hit and run.

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inlarry t1_jefnf5c wrote

If it's on a public roadway, a police report is usually a legal requirement - but it's not going to help with the insurance side. On private property, like a parking lot, cops won't do a report at all 99% of the time because they have no jurisdiction.

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madlabsci16 t1_jefq6wm wrote

It won't always help with insurance, but it can. I was once hit by a driver who admitted to me and the responding officer that it was her fault. When I spoke with her insurance, they said they weren't going to pay because she stated the accident was my fault. I gave them the report number and told them it would be available in a few days. About a week later, they called me back and asked where I wanted to get my car fixed.

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_DigitalHunk_ t1_jefwr0c wrote

exactly ... its more of an insurance to ensure that the other party doesn't raise their ugly head..

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