t-poke t1_jeeulno wrote on March 31, 2023 at 2:34 PM

None.

Focus on getting the cards you have paid off, when you're carrying balances with 30% interest, the last thing you need are more credit cards.

Once you've paid off every penny of credit card debt, then you can worry about more credit cards. And if you use them responsibly, the interest rate literally doesn't matter.

HomiesTrismegistus t1_jeeykxx wrote on March 31, 2023 at 3:01 PM

Okay, well I could pay my $400 one off right now. I just figured I'd make payments instead. I just want to make sure that I have a higher limit, I'm not really understanding why people think I shouldn't? I really just want to get rid of these two and have a card with a higher limit, even if that means just paying off my $400 one.

t-poke t1_jeezhdr wrote on March 31, 2023 at 3:07 PM

> Okay, well I could pay my $400 one off right now

Then pay it off. You're paying 30% interest on it, that's insane. There's no excuse for not paying it off if you have the money for it.

> I'm not really understanding why people think I shouldn't?

Because, if you want an honest answer, your posts here show you do not know how to responsibly handle a credit card and the last thing you should do is give yourself the ability to pile up even more high interest debt.

Use the ones you have responsibly (which means never paying one single penny of interest) for awhile. Then get a new card once you know you can handle the ones you have. Because right now, you can't handle them.