HomiesTrismegistus t1_jeeykxx wrote
Reply to comment by t-poke in Can someone help me figure out what credit card to get? Here's an explanation because I'm confused on what to do by [deleted]
Okay, well I could pay my $400 one off right now. I just figured I'd make payments instead. I just want to make sure that I have a higher limit, I'm not really understanding why people think I shouldn't? I really just want to get rid of these two and have a card with a higher limit, even if that means just paying off my $400 one.
t-poke t1_jeezhdr wrote
> Okay, well I could pay my $400 one off right now
Then pay it off. You're paying 30% interest on it, that's insane. There's no excuse for not paying it off if you have the money for it.
> I'm not really understanding why people think I shouldn't?
Because, if you want an honest answer, your posts here show you do not know how to responsibly handle a credit card and the last thing you should do is give yourself the ability to pile up even more high interest debt.
Use the ones you have responsibly (which means never paying one single penny of interest) for awhile. Then get a new card once you know you can handle the ones you have. Because right now, you can't handle them.
Viewing a single comment thread. View all comments