alskaksksk OP t1_iuk857c wrote on October 31, 2022 at 11:28 PM

Reply to comment by Annonymouse100 in Question regarding how HSA reimbursement works? by alskaksksk

That makes it a bit less appealing if I’m taking money from myself. If I intend to use my HSA to build as large of a balance as possible going into retirement, wouldn’t it make more sense to never reimburse myself? Considering that I always have the maximum out of pocket deductible amount sitting in a separate account?

Annonymouse100 t1_iuk96op wrote on October 31, 2022 at 11:37 PM

Yes, and many people do exactly that. They use the HSA as another tax advantaged savings account and cash flow medical expenses when they can, to get the maximum tax free growth over time.