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Longjumping_Bad9373 OP t1_iuiuyel wrote

Reply to comment by punkfreak75 in beat checking account by Longjumping_Bad9373

i have looked into it but found that like going through some of them can be a hassle or they do very little to help you if something goes wrong

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punkfreak75 t1_iuiyfcc wrote

I've had a different experience. I walked into Altura Credit Union and had a checking account open in ~20 min, with most of that being spent on printing and filling out paperwork.

Customer service has also been top notch answering my questions.

Just like banks, not all credit unions are equal. Look at the one's in your area and research them. They'll often have lower rates for car and other loans than many other institutions.

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What do you expect might go wrong?

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Longjumping_Bad9373 OP t1_iuiznh2 wrote

i live in central new york and i as well as my family have had some not so great experiences with credit unions, i had $3000 stolen from me and they did nothing about it. my mom she had her card frozen then they just closed her account i don’t know the full details but due to this i’m wary about going with a credit union

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