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pepperpeppington t1_iueinkh wrote

Reply to comment by nkyguy1988 in How to get out of the cycle of using bank overdraft to pay bills? by [deleted]

Each payment has its own $30 fee. We also take a couple hundred out to buy groceries when needed. If we didn't have to deal with all the fees that we get, we would be able to have that money without having to use overdraft

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nkyguy1988 t1_iuejmfj wrote

You need to just take the hit once, take out what you can and pay bills that way.

Take out 500$ cash even if it's an overdraft, pay the 30 on that, then pay 5 100$ bills and cost is 530$. If you pay essentially 130 per bill, now that's 650 you are paying. You must stop paying each bill on its own fee. Get a side job doing door dash just to get you to safely above.

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