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Cara_Marina t1_iuijpn7 wrote

Reply to comment by Sideways_X in I was put in a horrible financial situation and need advice. by [deleted]

Is your wife's name on the lease? Then she's also responsible for the rent. The landlord can come after both of you for the unpaid rent. Talk to your landlord, tell them you can't pay, terminate your lease, move to housing you can afford. They can't force the 3 months of rent out of you, they have to file a claim for it.

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PoliteSupervillain t1_iuin275 wrote

I like this idea, then it will dock her credit score and she'll be more likely to pay

But would there be any interest on the rent if OP leaves it unpaid? Like snowballing debt?

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Cara_Marina t1_iuinvem wrote

That's a good question - the landlord could potentially add additional fees on top of the unpaid rent, but as far as interest goes, I'm not sure. But if OP can't afford the rent and can't find a subletter, IMO it's best to cut losses, find affordable place to live before his credit score is affected, and go from there.

OP, as long as your wife's name is on the lease, she doesn't just get to leave you high and dry with the rent.

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